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Sharon Bank
Springfield, PA · FDIC Certificate #28793 · Chartered 01/0
Total assets
$172.62M
Total deposits
$146.95M
Total equity
$16.52M
Net loans
$135.42M
Branches (offices)
5
Net income (YTD)
$542.00K
Rank: #3,163 of 4,213 U.S. banks by assets · #96 of 109 in Pennsylvania. Assets changed 1.4% and deposits 0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.65% |
| Return on equity | 6.66% |
| Net interest margin (YTD) | 4.02% |
| Equity to assets | 9.57% |
| Tier 1 leverage ratio | 9.38% |
| Uninsured deposits (share of deposits) | 11.6% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 92.2% |
| Real estate loans (share of loans) | 97.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $131.97M | 97.4% | |
| Commercial & industrial | $2.89M | 2.1% | |
| Consumer / individual | $134.00K | 0.1% | |
| Construction & development | $5.44M | 4.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $174.19M | $150.87M | -$31.00K | $15.50M |
| Jun 2023 | $171.09M | $134.04M | $156.00K | $15.76M |
| Jun 2024 | $172.64M | $148.74M | -$429.00K | $15.74M |
| Jun 2025 | $170.24M | $146.35M | -$35.00K | $15.72M |
| Jun 2026 | $172.62M | $146.95M | $542.00K | $16.52M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $146.95M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $146.95M.
Similar-sized banks
Citizens Bank And Trust Of Lebanon, Inc. ($172.98M) · Farmers National Bank ($172.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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