Advertisement
Shore United Bank, National Association
Easton, MD · FDIC Certificate #4832 · Chartered 06/0
Total assets
$6.15B
Total deposits
$5.43B
Total equity
$675.04M
Net loans
$4.85B
Branches (offices)
40
Net income (YTD)
$39.76M
Rank: #246 of 4,213 U.S. banks by assets · #3 of 27 in Maryland. Assets changed 1.9% and deposits 2.0% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 12.02% |
| Net interest margin (YTD) | 3.77% |
| Equity to assets | 10.98% |
| Tier 1 leverage ratio | 10.00% |
| Uninsured deposits (share of deposits) | 18.0% |
| Noncurrent loans (share of loans) | 1.32% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 89.4% |
| Real estate loans (share of loans) | 91.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.43B | 91.4% | |
| Commercial & industrial | $208.29M | 4.3% | |
| Consumer / individual | $242.86M | 5.0% | |
| Construction & development | $337.55M | 7.0% | |
| Agricultural | $1.15M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.44B | $3.03B | $14.52M | $380.19M |
| Jun 2023 | $3.64B | $2.95B | $13.07M | $391.30M |
| Jun 2024 | $5.86B | $5.15B | $22.95M | $587.28M |
| Jun 2025 | $6.04B | $5.32B | $32.64M | $627.84M |
| Jun 2026 | $6.15B | $5.43B | $39.76M | $675.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maryland | $4.91B | 33 |
| Delaware | $367.02M | 5 |
| Virginia | $148.57M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.43B.
Similar-sized banks
Middlesex Savings Bank ($6.15B) · Cfg Bank ($6.12B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement