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Silex Banking Company
Silex, MO · FDIC Certificate #14178 · Chartered 03/2
Total assets
$98.17M
Total deposits
$84.43M
Total equity
$13.64M
Net loans
$61.46M
Branches (offices)
1
Net income (YTD)
$503.00K
Rank: #3,689 of 4,213 U.S. banks by assets · #176 of 190 in Missouri. Assets changed 4.7% and deposits 4.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.05% |
| Return on equity | 7.47% |
| Net interest margin (YTD) | 3.65% |
| Equity to assets | 13.90% |
| Tier 1 leverage ratio | 14.67% |
| Uninsured deposits (share of deposits) | 15.8% |
| Noncurrent loans (share of loans) | 0.91% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 72.8% |
| Real estate loans (share of loans) | 91.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $56.39M | 91.8% | |
| Commercial & industrial | $1.33M | 2.2% | |
| Consumer / individual | $614.00K | 1.0% | |
| Construction & development | $9.09M | 14.8% | |
| Agricultural | $3.65M | 5.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $90.47M | $79.39M | $311.00K | $11.06M |
| Jun 2023 | $91.84M | $79.97M | $484.00K | $11.83M |
| Jun 2024 | $94.18M | $81.70M | $387.00K | $12.41M |
| Jun 2025 | $93.73M | $80.96M | $175.00K | $12.67M |
| Jun 2026 | $98.17M | $84.43M | $503.00K | $13.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $84.43M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $84.43M.
Similar-sized banks
The Farmers & Merchants Bank ($98.28M) · Union Bank & Trust Company ($98.06M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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