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Simmesport State Bank
Simmesport, LA · FDIC Certificate #17587 · Chartered 05/0
Total assets
$198.49M
Total deposits
$172.95M
Total equity
$25.04M
Net loans
$155.15M
Branches (offices)
2
Net income (YTD)
$1.50M
Rank: #2,987 of 4,213 U.S. banks by assets · #74 of 103 in Louisiana. Assets changed -10.6% and deposits -9.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 12.38% |
| Net interest margin (YTD) | 4.48% |
| Equity to assets | 12.62% |
| Tier 1 leverage ratio | 12.28% |
| Uninsured deposits (share of deposits) | 11.8% |
| Noncurrent loans (share of loans) | 3.15% |
| Net charge-offs (share of loans) | 0.66% |
| Loans to deposits | 89.7% |
| Real estate loans (share of loans) | 74.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $114.89M | 74.1% | |
| Commercial & industrial | $15.79M | 10.2% | |
| Consumer / individual | $19.91M | 12.8% | |
| Construction & development | $10.78M | 6.9% | |
| Agricultural | $6.54M | 4.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $173.01M | $151.75M | $1.58M | $17.10M |
| Jun 2023 | $208.38M | $169.91M | $1.66M | $19.20M |
| Jun 2024 | $219.50M | $176.93M | $1.73M | $22.19M |
| Jun 2025 | $221.93M | $190.54M | -$139.00K | $22.71M |
| Jun 2026 | $198.49M | $172.95M | $1.50M | $25.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $172.95M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $172.95M.
Similar-sized banks
Fidelity Bank ($198.64M) · Farmers State Bank Of Hamel ($198.34M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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