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Simmons Bank
Pine Bluff, AR · FDIC Certificate #3890 · Chartered 03/2
Total assets
$24.73B
Total deposits
$19.93B
Total equity
$3.24B
Net loans
$17.84B
Branches (offices)
229
Net income (YTD)
$148.43M
Rank: #87 of 4,213 U.S. banks by assets · #3 of 78 in Arkansas. Assets changed -7.1% and deposits -9.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.21% |
| Return on equity | 9.24% |
| Net interest margin (YTD) | 3.85% |
| Equity to assets | 13.09% |
| Tier 1 leverage ratio | 9.18% |
| Uninsured deposits (share of deposits) | 36.2% |
| Noncurrent loans (share of loans) | 0.92% |
| Net charge-offs (share of loans) | 0.20% |
| Loans to deposits | 89.5% |
| Real estate loans (share of loans) | 78.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.99B | 78.4% | |
| Commercial & industrial | $2.16B | 12.1% | |
| Consumer / individual | $232.77M | 1.3% | |
| Construction & development | $2.57B | 14.4% | |
| Agricultural | $426.55M | 2.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $27.17B | $22.24B | $111.16M | $3.46B |
| Jun 2023 | $27.91B | $22.65B | $120.01M | $3.51B |
| Jun 2024 | $27.33B | $22.12B | $100.23M | $3.50B |
| Jun 2025 | $26.63B | $22.09B | $106.06M | $3.58B |
| Jun 2026 | $24.73B | $19.93B | $148.43M | $3.24B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $8.06B | 68 |
| Texas | $3.62B | 46 |
| Tennessee | $3.33B | 44 |
| Missouri | $3.31B | 47 |
| Oklahoma | $1.37B | 19 |
| Kansas | $237.13M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $19.93B.
Similar-sized banks
Rockland Trust Company ($24.97B) · Cathay Bank ($24.64B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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