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Skyline National Bank
Independence, VA · FDIC Certificate #6861 · Chartered 10/0
Total assets
$1.33B
Total deposits
$1.18B
Total equity
$115.08M
Net loans
$1.10B
Branches (offices)
28
Net income (YTD)
$9.88M
Rank: #827 of 4,213 U.S. banks by assets · #25 of 56 in Virginia. Assets changed 3.8% and deposits 3.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.51% |
| Return on equity | 17.83% |
| Net interest margin (YTD) | 4.67% |
| Equity to assets | 8.64% |
| Tier 1 leverage ratio | 8.81% |
| Uninsured deposits (share of deposits) | 34.1% |
| Noncurrent loans (share of loans) | 0.34% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 93.1% |
| Real estate loans (share of loans) | 94.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.04B | 94.3% | |
| Commercial & industrial | $53.82M | 4.9% | |
| Consumer / individual | $9.08M | 0.8% | |
| Construction & development | $65.45M | 6.0% | |
| Agricultural | $5.02M | 0.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.04B | $953.71M | $4.76M | $78.84M |
| Jun 2023 | $1.01B | $903.50M | $5.62M | $76.85M |
| Jun 2024 | $1.06B | $948.21M | $4.02M | $84.19M |
| Jun 2025 | $1.28B | $1.14B | $7.58M | $99.08M |
| Jun 2026 | $1.33B | $1.18B | $9.88M | $115.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $695.92M | 17 |
| North Carolina | $358.80M | 10 |
| Tennessee | $125.75M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.18B.
Similar-sized banks
First Oklahoma Bank ($1.34B) · Summit Bank ($1.33B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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