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Snb Bank, National Association
Shattuck, OK · FDIC Certificate #4196 · Chartered 08/0
Total assets
$129.45M
Total deposits
$111.35M
Total equity
$14.74M
Net loans
$90.38M
Branches (offices)
2
Net income (YTD)
$8.00K
Rank: #3,467 of 4,213 U.S. banks by assets · #119 of 168 in Oklahoma. Assets changed -10.2% and deposits -12.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.01% |
| Return on equity | 0.11% |
| Net interest margin (YTD) | 3.94% |
| Equity to assets | 11.38% |
| Tier 1 leverage ratio | 11.80% |
| Uninsured deposits (share of deposits) | 7.8% |
| Noncurrent loans (share of loans) | 6.18% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 81.2% |
| Real estate loans (share of loans) | 43.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $39.06M | 43.2% | |
| Commercial & industrial | $28.81M | 31.9% | |
| Consumer / individual | $4.08M | 4.5% | |
| Construction & development | $204.00K | 0.2% | |
| Agricultural | $13.78M | 15.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $125.10M | $110.94M | $703.00K | $12.23M |
| Jun 2023 | $149.23M | $132.34M | $696.00K | $15.14M |
| Jun 2024 | $140.44M | $120.54M | $98.00K | $14.99M |
| Jun 2025 | $144.22M | $126.74M | $2.40M | $15.70M |
| Jun 2026 | $129.45M | $111.35M | $8.00K | $14.74M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $92.38M | 1 |
| Texas | $18.96M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $111.35M.
Similar-sized banks
Keysavings Bank ($129.49M) · The Citizens Bank ($129.20M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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