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Solera National Bank
Lakewood, CO · FDIC Certificate #58534 · Chartered 09/1
Total assets
$1.55B
Total deposits
$1.29B
Total equity
$120.39M
Net loans
$886.16M
Branches (offices)
1
Net income (YTD)
$13.46M
Rank: #728 of 4,213 U.S. banks by assets · #7 of 63 in Colorado. Assets changed 25.4% and deposits 16.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 23.94% |
| Net interest margin (YTD) | 3.39% |
| Equity to assets | 7.75% |
| Tier 1 leverage ratio | 8.63% |
| Uninsured deposits (share of deposits) | 16.0% |
| Noncurrent loans (share of loans) | 1.45% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 68.6% |
| Real estate loans (share of loans) | 88.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $786.82M | 88.8% | |
| Commercial & industrial | $85.98M | 9.7% | |
| Consumer / individual | $23.59M | 2.7% | |
| Construction & development | $85.50M | 9.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $816.41M | $686.35M | $8.37M | $52.13M |
| Jun 2023 | $1.17B | $932.42M | $8.30M | $67.71M |
| Jun 2024 | $1.23B | $941.61M | $7.31M | $84.34M |
| Jun 2025 | $1.24B | $1.10B | $10.69M | $92.77M |
| Jun 2026 | $1.55B | $1.29B | $13.46M | $120.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $1.29B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.29B.
Similar-sized banks
Dieterich Bank ($1.55B) · Bonvenu Bank, National Association ($1.55B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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