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South Central State Bank
Campbell, NE · FDIC Certificate #16707 · Chartered 01/0
Total assets
$192.15M
Total deposits
$153.60M
Total equity
$29.17M
Net loans
$130.29M
Branches (offices)
5
Net income (YTD)
$2.34M
Rank: #3,029 of 4,213 U.S. banks by assets · #82 of 138 in Nebraska. Assets changed 0.8% and deposits 0.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.40% |
| Return on equity | 16.61% |
| Net interest margin (YTD) | 4.82% |
| Equity to assets | 15.18% |
| Tier 1 leverage ratio | 15.15% |
| Uninsured deposits (share of deposits) | 18.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.16% |
| Loans to deposits | 84.8% |
| Real estate loans (share of loans) | 76.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $99.36M | 76.3% | |
| Commercial & industrial | $1.46M | 1.1% | |
| Consumer / individual | $1.32M | 1.0% | |
| Construction & development | $55.92M | 42.9% | |
| Agricultural | $27.94M | 21.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $174.85M | $153.49M | $938.00K | $18.99M |
| Jun 2023 | $169.19M | $144.94M | $2.09M | $21.96M |
| Jun 2024 | $201.22M | $150.01M | $1.94M | $24.59M |
| Jun 2025 | $190.71M | $153.15M | $2.14M | $27.11M |
| Jun 2026 | $192.15M | $153.60M | $2.34M | $29.17M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $153.60M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $153.60M.
Similar-sized banks
Bank Of Anguilla ($192.25M) · Texas Advantage Community Bank, National Association ($192.07M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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