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South Shore Bank
South Weymouth, MA · FDIC Certificate #90303 · Chartered 02/0
Total assets
$2.52B
Total deposits
$2.22B
Total equity
$242.77M
Net loans
$1.69B
Branches (offices)
13
Net income (YTD)
$8.90M
Rank: #501 of 4,213 U.S. banks by assets · #22 of 89 in Massachusetts. Assets changed 5.3% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.71% |
| Return on equity | 7.42% |
| Net interest margin (YTD) | 2.86% |
| Equity to assets | 9.62% |
| Tier 1 leverage ratio | 10.10% |
| Uninsured deposits (share of deposits) | 45.1% |
| Noncurrent loans (share of loans) | 0.24% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 76.1% |
| Real estate loans (share of loans) | 80.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.36B | 80.7% | |
| Commercial & industrial | $309.65M | 18.4% | |
| Consumer / individual | $4.56M | 0.3% | |
| Construction & development | $130.87M | 7.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.11B | $1.86B | $7.89M | $170.67M |
| Jun 2023 | $2.12B | $1.87B | $8.71M | $183.77M |
| Jun 2024 | $2.19B | $1.93B | $5.33M | $206.50M |
| Jun 2025 | $2.40B | $2.11B | $5.44M | $222.71M |
| Jun 2026 | $2.52B | $2.22B | $8.90M | $242.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $2.22B | 13 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.22B.
Similar-sized banks
Community National Bank & Trust ($2.53B) · United Bank Of Iowa ($2.50B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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