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Southern Hills Community Bank
Leesburg, OH · FDIC Certificate #29749 · Chartered 01/0
Total assets
$209.56M
Total deposits
$179.51M
Total equity
$27.47M
Net loans
$102.64M
Branches (offices)
8
Net income (YTD)
$641.00K
Rank: #2,916 of 4,213 U.S. banks by assets · #96 of 155 in Ohio. Assets changed 4.1% and deposits 4.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.62% |
| Return on equity | 4.64% |
| Net interest margin (YTD) | 4.25% |
| Equity to assets | 13.11% |
| Tier 1 leverage ratio | 13.77% |
| Uninsured deposits (share of deposits) | 14.9% |
| Noncurrent loans (share of loans) | 1.58% |
| Net charge-offs (share of loans) | 0.14% |
| Loans to deposits | 57.2% |
| Real estate loans (share of loans) | 87.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $89.40M | 87.1% | |
| Commercial & industrial | $7.35M | 7.2% | |
| Consumer / individual | $6.05M | 5.9% | |
| Construction & development | $2.12M | 2.1% | |
| Agricultural | $885.00K | 0.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $187.28M | $162.23M | $364.00K | $23.08M |
| Jun 2023 | $177.75M | $151.75M | $303.00K | $24.18M |
| Jun 2024 | $178.68M | $151.38M | $108.00K | $25.53M |
| Jun 2025 | $201.37M | $172.28M | $705.00K | $26.88M |
| Jun 2026 | $209.56M | $179.51M | $641.00K | $27.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $179.51M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $179.51M.
Similar-sized banks
Peoples State Bank Of Velva ($209.96M) · Apollo Trust Company ($209.41M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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