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Southwest National Bank
Wichita, KS · FDIC Certificate #4801 · Chartered 01/0
Total assets
$502.12M
Total deposits
$403.83M
Total equity
$49.21M
Net loans
$429.89M
Branches (offices)
9
Net income (YTD)
$2.86M
Rank: #1,782 of 4,213 U.S. banks by assets · #43 of 183 in Kansas. Assets changed -5.7% and deposits -9.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 11.61% |
| Net interest margin (YTD) | 4.41% |
| Equity to assets | 9.80% |
| Tier 1 leverage ratio | 10.32% |
| Uninsured deposits (share of deposits) | 20.4% |
| Noncurrent loans (share of loans) | 0.08% |
| Net charge-offs (share of loans) | 0.28% |
| Loans to deposits | 106.5% |
| Real estate loans (share of loans) | 42.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $183.84M | 42.8% | |
| Commercial & industrial | $33.91M | 7.9% | |
| Consumer / individual | $215.78M | 50.2% | |
| Construction & development | $993.00K | 0.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $508.08M | $445.83M | $3.17M | $45.76M |
| Jun 2023 | $558.54M | $477.09M | $3.22M | $47.67M |
| Jun 2024 | $548.61M | $456.84M | $2.28M | $49.13M |
| Jun 2025 | $532.64M | $445.13M | $3.15M | $50.19M |
| Jun 2026 | $502.12M | $403.83M | $2.86M | $49.21M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $403.83M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $403.83M.
Similar-sized banks
Ambler Savings Bank ($502.30M) · Colonial Savings, F.A. ($501.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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