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Spring Bank
Brookfield, WI · FDIC Certificate #58780 · Chartered 08/2
Total assets
$440.73M
Total deposits
$332.29M
Total equity
$49.53M
Net loans
$364.42M
Branches (offices)
1
Net income (YTD)
$3.37M
Rank: #1,943 of 4,213 U.S. banks by assets · #72 of 153 in Wisconsin. Assets changed 5.6% and deposits 4.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 13.61% |
| Net interest margin (YTD) | 3.67% |
| Equity to assets | 11.24% |
| Tier 1 leverage ratio | 11.57% |
| Uninsured deposits (share of deposits) | 25.8% |
| Noncurrent loans (share of loans) | 2.70% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 109.7% |
| Real estate loans (share of loans) | 82.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $299.39M | 82.2% | |
| Commercial & industrial | $69.88M | 19.2% | |
| Consumer / individual | $10.00K | 0.0% | |
| Construction & development | $53.50M | 14.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $382.46M | $316.01M | $2.68M | $41.19M |
| Jun 2023 | $372.80M | $288.54M | $1.91M | $42.34M |
| Jun 2024 | $376.24M | $281.65M | $1.88M | $43.94M |
| Jun 2025 | $417.41M | $316.83M | $2.24M | $45.49M |
| Jun 2026 | $440.73M | $332.29M | $3.37M | $49.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $332.29M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $332.29M.
Similar-sized banks
Jones Bank ($441.17M) · Oostburg State Bank ($440.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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