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Spring Valley Bank
Wyoming, OH · FDIC Certificate #34386 · Chartered 09/0
Total assets
$113.58M
Total deposits
$67.02M
Total equity
$39.02M
Net loans
$103.67M
Branches (offices)
1
Net income (YTD)
$1.68M
Rank: #3,583 of 4,213 U.S. banks by assets · #124 of 155 in Ohio. Assets changed 4.3% and deposits -5.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.90% |
| Return on equity | 8.47% |
| Net interest margin (YTD) | 5.99% |
| Equity to assets | 34.35% |
| Tier 1 leverage ratio | 34.07% |
| Uninsured deposits (share of deposits) | 16.2% |
| Noncurrent loans (share of loans) | 0.43% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 154.7% |
| Real estate loans (share of loans) | 97.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $100.73M | 97.2% | |
| Commercial & industrial | $2.91M | 2.8% | |
| Consumer / individual | $12.00K | 0.0% | |
| Construction & development | $1.21M | 1.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $77.64M | $45.62M | $1.44M | $31.97M |
| Jun 2023 | $86.78M | $51.15M | $1.44M | $33.29M |
| Jun 2024 | $101.16M | $61.33M | $1.76M | $35.72M |
| Jun 2025 | $108.87M | $70.86M | $1.71M | $37.82M |
| Jun 2026 | $113.58M | $67.02M | $1.68M | $39.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $67.02M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $67.02M.
Similar-sized banks
Farmers And Mechanics Federal Savings Bank ($113.59M) · The Peoples Bank ($113.07M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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