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SSB Bank
Pittsburgh, PA · FDIC Certificate #30431 · Chartered 01/0
Total assets
$430.42M
Total deposits
$378.47M
Total equity
$31.03M
Net loans
$287.77M
Branches (offices)
3
Net income (YTD)
$2.56M
Rank: #1,963 of 4,213 U.S. banks by assets · #74 of 109 in Pennsylvania. Assets changed 20.4% and deposits 23.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.25% |
| Return on equity | 17.29% |
| Net interest margin (YTD) | 3.26% |
| Equity to assets | 7.21% |
| Tier 1 leverage ratio | 7.75% |
| Uninsured deposits (share of deposits) | 27.3% |
| Noncurrent loans (share of loans) | 1.64% |
| Net charge-offs (share of loans) | 0.23% |
| Loans to deposits | 76.0% |
| Real estate loans (share of loans) | 81.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $233.29M | 81.1% | |
| Commercial & industrial | $47.50M | 16.5% | |
| Consumer / individual | $9.81M | 3.4% | |
| Construction & development | $18.25M | 6.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $239.69M | $196.07M | $671.00K | $20.32M |
| Jun 2023 | $294.27M | $245.60M | $946.00K | $21.93M |
| Jun 2024 | $307.99M | $259.76M | $1.13M | $24.16M |
| Jun 2025 | $357.62M | $305.71M | $1.22M | $26.66M |
| Jun 2026 | $430.42M | $378.47M | $2.56M | $31.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $378.46M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $378.46M.
Similar-sized banks
The First National Bank Of Monterey ($430.51M) · Bank Of The Lowcountry ($430.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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