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SSB Community Bank
Strasburg, OH · FDIC Certificate #29858 · Chartered 01/0
Total assets
$296.79M
Total deposits
$262.28M
Total equity
$21.60M
Net loans
$258.93M
Branches (offices)
4
Net income (YTD)
$2.27M
Rank: #2,484 of 4,213 U.S. banks by assets · #74 of 155 in Ohio. Assets changed 7.3% and deposits 6.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.57% |
| Return on equity | 21.78% |
| Net interest margin (YTD) | 4.39% |
| Equity to assets | 7.28% |
| Tier 1 leverage ratio | 7.36% |
| Uninsured deposits (share of deposits) | 11.5% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 98.7% |
| Real estate loans (share of loans) | 89.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $231.71M | 89.5% | |
| Commercial & industrial | $28.40M | 11.0% | |
| Consumer / individual | $1.56M | 0.6% | |
| Construction & development | $11.48M | 4.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $186.40M | $166.55M | $1.36M | $14.07M |
| Jun 2023 | $205.15M | $188.23M | $1.42M | $15.82M |
| Jun 2024 | $249.47M | $230.00M | $1.22M | $17.38M |
| Jun 2025 | $276.63M | $247.24M | $1.78M | $20.02M |
| Jun 2026 | $296.79M | $262.28M | $2.27M | $21.60M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $262.28M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $262.28M.
Similar-sized banks
St. Johns Bank And Trust Company ($297.13M) · First National Bank Of Commerce ($296.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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