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St. Landry Bank And Trust Company
Opelousas, LA · FDIC Certificate #8534 · Chartered 01/0
Total assets
$294.90M
Total deposits
$269.67M
Total equity
$24.46M
Net loans
$80.73M
Branches (offices)
7
Net income (YTD)
$396.00K
Rank: #2,497 of 4,213 U.S. banks by assets · #61 of 103 in Louisiana. Assets changed -0.1% and deposits -1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.27% |
| Return on equity | 3.33% |
| Net interest margin (YTD) | 2.91% |
| Equity to assets | 8.30% |
| Tier 1 leverage ratio | 11.20% |
| Uninsured deposits (share of deposits) | 27.5% |
| Noncurrent loans (share of loans) | 3.42% |
| Net charge-offs (share of loans) | 0.16% |
| Loans to deposits | 29.9% |
| Real estate loans (share of loans) | 74.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $60.33M | 74.7% | |
| Commercial & industrial | $10.49M | 13.0% | |
| Consumer / individual | $11.19M | 13.9% | |
| Construction & development | $12.99M | 16.1% | |
| Agricultural | $304.00K | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $322.30M | $312.43M | $249.00K | $9.49M |
| Jun 2023 | $280.30M | $262.96M | $795.00K | $7.00M |
| Jun 2024 | $297.35M | $273.24M | $759.00K | $13.28M |
| Jun 2025 | $295.17M | $274.03M | $1.08M | $20.55M |
| Jun 2026 | $294.90M | $269.67M | $396.00K | $24.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $269.67M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $269.67M.
Similar-sized banks
Coleman County State Bank ($295.14M) · The Upstate National Bank ($294.81M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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