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St. Louis Bank
Saint Louis, MO · FDIC Certificate #58018 · Chartered 06/0
Total assets
$1.11B
Total deposits
$995.25M
Total equity
$95.89M
Net loans
$897.25M
Branches (offices)
2
Net income (YTD)
$5.07M
Rank: #952 of 4,213 U.S. banks by assets · #33 of 190 in Missouri. Assets changed 5.4% and deposits 5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.92% |
| Return on equity | 10.71% |
| Net interest margin (YTD) | 3.42% |
| Equity to assets | 8.64% |
| Tier 1 leverage ratio | 8.81% |
| Uninsured deposits (share of deposits) | 23.6% |
| Noncurrent loans (share of loans) | 2.87% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 90.2% |
| Real estate loans (share of loans) | 68.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $612.32M | 68.2% | |
| Commercial & industrial | $258.01M | 28.8% | |
| Consumer / individual | $3.33M | 0.4% | |
| Construction & development | $99.02M | 11.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $712.35M | $659.47M | $2.29M | $51.17M |
| Jun 2023 | $911.85M | $799.35M | $2.30M | $75.77M |
| Jun 2024 | $962.85M | $845.02M | $4.55M | $79.54M |
| Jun 2025 | $1.05B | $944.74M | $5.05M | $88.32M |
| Jun 2026 | $1.11B | $995.25M | $5.07M | $95.89M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $922.00M | 1 |
| Illinois | $73.25M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $995.25M.
Similar-sized banks
Jackson County Bank ($1.11B) · Trailwest Bank ($1.11B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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