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State Bank Of Bottineau
Bottineau, ND · FDIC Certificate #9121 · Chartered 10/2
Total assets
$117.22M
Total deposits
$98.44M
Total equity
$9.88M
Net loans
$98.85M
Branches (offices)
1
Net income (YTD)
$712.00K
Rank: #3,551 of 4,213 U.S. banks by assets · #45 of 60 in North Dakota. Assets changed 3.7% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.21% |
| Return on equity | 14.36% |
| Net interest margin (YTD) | 4.05% |
| Equity to assets | 8.43% |
| Tier 1 leverage ratio | 8.46% |
| Uninsured deposits (share of deposits) | 15.2% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 100.4% |
| Real estate loans (share of loans) | 54.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $54.00M | 54.6% | |
| Commercial & industrial | $5.65M | 5.7% | |
| Consumer / individual | $2.68M | 2.7% | |
| Construction & development | $2.22M | 2.2% | |
| Agricultural | $38.02M | 38.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $96.05M | $87.81M | $457.00K | $7.65M |
| Jun 2023 | $99.76M | $81.16M | $695.00K | $8.00M |
| Jun 2024 | $106.40M | $92.88M | $776.00K | $8.66M |
| Jun 2025 | $113.01M | $93.69M | $830.00K | $9.41M |
| Jun 2026 | $117.22M | $98.44M | $712.00K | $9.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $98.44M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $98.44M.
Similar-sized banks
Metz Banking Company ($117.35M) · Mid-Central National Bank ($117.15M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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