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State Bank Of Industry
Industry, IL · FDIC Certificate #10820 · Chartered 03/2
Total assets
$64.34M
Total deposits
$55.58M
Total equity
$8.43M
Net loans
$37.81M
Branches (offices)
1
Net income (YTD)
$397.00K
Rank: #3,941 of 4,213 U.S. banks by assets · #288 of 322 in Illinois. Assets changed -3.2% and deposits -5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.23% |
| Return on equity | 9.53% |
| Net interest margin (YTD) | 3.31% |
| Equity to assets | 13.10% |
| Tier 1 leverage ratio | 14.21% |
| Uninsured deposits (share of deposits) | 17.7% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 68.0% |
| Real estate loans (share of loans) | 49.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $18.69M | 49.4% | |
| Commercial & industrial | $5.64M | 14.9% | |
| Consumer / individual | $2.20M | 5.8% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $11.75M | 31.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $56.74M | $49.71M | $182.00K | $6.79M |
| Jun 2023 | $60.60M | $53.49M | $313.00K | $6.81M |
| Jun 2024 | $59.36M | $51.72M | $289.00K | $7.29M |
| Jun 2025 | $66.50M | $58.70M | $363.00K | $7.45M |
| Jun 2026 | $64.34M | $55.58M | $397.00K | $8.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $55.58M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $55.58M.
Similar-sized banks
Grand Timber Bank ($64.55M) · State Bank Of Lakota ($64.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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