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State Bank Of Jeffers
Jeffers, MN · FDIC Certificate #10200 · Chartered 06/2
Total assets
$37.08M
Total deposits
$31.25M
Total equity
$5.47M
Net loans
$18.86M
Branches (offices)
1
Net income (YTD)
$428.00K
Rank: #4,114 of 4,213 U.S. banks by assets · #213 of 221 in Minnesota. Assets changed -0.3% and deposits -2.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.24% |
| Return on equity | 16.27% |
| Net interest margin (YTD) | 4.52% |
| Equity to assets | 14.74% |
| Tier 1 leverage ratio | 14.06% |
| Uninsured deposits (share of deposits) | 5.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.82% |
| Loans to deposits | 60.3% |
| Real estate loans (share of loans) | 13.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.56M | 13.6% | |
| Commercial & industrial | $4.56M | 24.2% | |
| Consumer / individual | $1.99M | 10.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $10.01M | 53.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $39.90M | $36.04M | $28.00K | $3.83M |
| Jun 2023 | $39.06M | $34.64M | $440.00K | $4.33M |
| Jun 2024 | $35.56M | $30.78M | $424.00K | $4.51M |
| Jun 2025 | $37.19M | $31.99M | $327.00K | $4.92M |
| Jun 2026 | $37.08M | $31.25M | $428.00K | $5.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $31.25M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $31.25M.
Similar-sized banks
Western National Bank ($37.11M) · Pee Dee Federal Savings Bank ($37.05M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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