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State Bank Of Schaller
Schaller, IA · FDIC Certificate #13931 · Chartered 01/0
Total assets
$40.62M
Total deposits
$34.94M
Total equity
$5.47M
Net loans
$9.98M
Branches (offices)
1
Net income (YTD)
$162.00K
Rank: #4,097 of 4,213 U.S. banks by assets · #220 of 225 in Iowa. Assets changed 2.6% and deposits 2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.81% |
| Return on equity | 5.97% |
| Net interest margin (YTD) | 2.53% |
| Equity to assets | 13.46% |
| Tier 1 leverage ratio | 13.27% |
| Uninsured deposits (share of deposits) | 0.5% |
| Noncurrent loans (share of loans) | 3.69% |
| Net charge-offs (share of loans) | 1.20% |
| Loans to deposits | 28.6% |
| Real estate loans (share of loans) | 35.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.51M | 35.2% | |
| Commercial & industrial | $589.00K | 5.9% | |
| Consumer / individual | $881.00K | 8.8% | |
| Construction & development | $254.00K | 2.5% | |
| Agricultural | $5.08M | 50.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $40.75M | $35.97M | $153.00K | $4.71M |
| Jun 2023 | $45.71M | $40.64M | $272.00K | $4.81M |
| Jun 2024 | $41.02M | $35.77M | $248.00K | $5.00M |
| Jun 2025 | $39.60M | $34.01M | $234.00K | $5.32M |
| Jun 2026 | $40.62M | $34.94M | $162.00K | $5.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $34.94M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $34.94M.
Similar-sized banks
Fairview State Banking Company ($40.94M) · Home Federal Savings And Loan Association ($40.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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