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State Bank Of Scotia
Scotia, NE · FDIC Certificate #14069 · Chartered 01/0
Total assets
$60.98M
Total deposits
$48.59M
Total equity
$12.18M
Net loans
$26.09M
Branches (offices)
1
Net income (YTD)
$120.00K
Rank: #3,961 of 4,213 U.S. banks by assets · #124 of 138 in Nebraska. Assets changed -3.1% and deposits -3.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.40% |
| Return on equity | 1.97% |
| Net interest margin (YTD) | 2.41% |
| Equity to assets | 19.98% |
| Tier 1 leverage ratio | 19.87% |
| Uninsured deposits (share of deposits) | 14.2% |
| Noncurrent loans (share of loans) | 7.84% |
| Net charge-offs (share of loans) | 0.22% |
| Loans to deposits | 53.7% |
| Real estate loans (share of loans) | 54.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $14.24M | 54.6% | |
| Commercial & industrial | $1.28M | 4.9% | |
| Consumer / individual | $910.00K | 3.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $10.43M | 40.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $60.20M | $48.38M | $254.00K | $11.73M |
| Jun 2023 | $58.66M | $46.44M | $256.00K | $12.01M |
| Jun 2024 | $59.16M | $46.78M | $298.00K | $12.17M |
| Jun 2025 | $62.93M | $50.41M | $221.00K | $12.24M |
| Jun 2026 | $60.98M | $48.59M | $120.00K | $12.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $48.59M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $48.59M.
Similar-sized banks
Elevate Bank, National Association ($60.99M) · Aspire Bank ($60.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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