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State Bank Of Southwest Missouri
Springfield, MO · FDIC Certificate #26358 · Chartered 09/1
Total assets
$183.76M
Total deposits
$164.02M
Total equity
$12.98M
Net loans
$152.02M
Branches (offices)
1
Net income (YTD)
$1.04M
Rank: #3,087 of 4,213 U.S. banks by assets · #130 of 190 in Missouri. Assets changed 11.9% and deposits 11.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.17% |
| Return on equity | 16.53% |
| Net interest margin (YTD) | 4.22% |
| Equity to assets | 7.06% |
| Tier 1 leverage ratio | 7.49% |
| Uninsured deposits (share of deposits) | 30.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 92.7% |
| Real estate loans (share of loans) | 90.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $137.91M | 90.7% | |
| Commercial & industrial | $5.18M | 3.4% | |
| Consumer / individual | $9.76M | 6.4% | |
| Construction & development | $15.75M | 10.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $220.07M | $173.25M | $678.00K | $8.71M |
| Jun 2023 | $165.68M | $145.78M | $717.00K | $9.45M |
| Jun 2024 | $156.38M | $140.00M | $801.00K | $10.78M |
| Jun 2025 | $164.22M | $147.07M | $849.00K | $11.82M |
| Jun 2026 | $183.76M | $164.02M | $1.04M | $12.98M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $164.02M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $164.02M.
Similar-sized banks
First State Bank ($184.01M) · Citizens Bank & Trust Company ($183.71M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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