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State Bank Of Whittington
Benton, IL · FDIC Certificate #19689 · Chartered 08/0
Total assets
$180.12M
Total deposits
$159.69M
Total equity
$19.11M
Net loans
$120.30M
Branches (offices)
5
Net income (YTD)
$1.09M
Rank: #3,117 of 4,213 U.S. banks by assets · #215 of 322 in Illinois. Assets changed 3.6% and deposits 2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.22% |
| Return on equity | 11.75% |
| Net interest margin (YTD) | 4.63% |
| Equity to assets | 10.61% |
| Tier 1 leverage ratio | 11.55% |
| Uninsured deposits (share of deposits) | 13.5% |
| Noncurrent loans (share of loans) | 4.43% |
| Net charge-offs (share of loans) | 0.33% |
| Loans to deposits | 75.3% |
| Real estate loans (share of loans) | 52.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $63.46M | 52.8% | |
| Commercial & industrial | $29.38M | 24.4% | |
| Consumer / individual | $28.69M | 23.8% | |
| Construction & development | $2.36M | 2.0% | |
| Agricultural | $95.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $167.90M | $155.03M | $953.00K | $11.60M |
| Jun 2023 | $171.94M | $154.47M | $951.00K | $12.08M |
| Jun 2024 | $175.39M | $156.31M | $991.00K | $14.15M |
| Jun 2025 | $173.87M | $155.64M | $1.00M | $16.95M |
| Jun 2026 | $180.12M | $159.69M | $1.09M | $19.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $159.69M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $159.69M.
Similar-sized banks
Greater State Bank ($180.24M) · Americana Community Bank ($179.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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