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State Bank & Trust Company
Golden Meadow, LA · FDIC Certificate #17169 · Chartered 01/1
Total assets
$165.09M
Total deposits
$145.25M
Total equity
$13.75M
Net loans
$114.43M
Branches (offices)
4
Net income (YTD)
$1.18M
Rank: #3,201 of 4,213 U.S. banks by assets · #81 of 103 in Louisiana. Assets changed 9.9% and deposits 9.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 17.61% |
| Net interest margin (YTD) | 4.15% |
| Equity to assets | 8.33% |
| Tier 1 leverage ratio | 10.63% |
| Uninsured deposits (share of deposits) | 22.4% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 78.8% |
| Real estate loans (share of loans) | 68.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $78.29M | 68.4% | |
| Commercial & industrial | $30.69M | 26.8% | |
| Consumer / individual | $6.92M | 6.1% | |
| Construction & development | $10.97M | 9.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $165.94M | $155.58M | $593.00K | $9.65M |
| Jun 2023 | $144.46M | $128.38M | $633.00K | $10.12M |
| Jun 2024 | $147.18M | $129.74M | $641.00K | $11.31M |
| Jun 2025 | $150.15M | $132.17M | $727.00K | $11.76M |
| Jun 2026 | $165.09M | $145.25M | $1.18M | $13.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $145.25M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $145.25M.
Similar-sized banks
Big Bend Banks, N.A. ($165.39M) · The Harrison County Bank ($164.94M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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