Advertisement
State Nebraska Bank & Trust
Wayne, NE · FDIC Certificate #5490 · Chartered 01/0
Total assets
$243.97M
Total deposits
$203.79M
Total equity
$24.16M
Net loans
$161.34M
Branches (offices)
2
Net income (YTD)
$1.48M
Rank: #2,746 of 4,213 U.S. banks by assets · #69 of 138 in Nebraska. Assets changed -3.4% and deposits 0.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 12.62% |
| Net interest margin (YTD) | 3.57% |
| Equity to assets | 9.90% |
| Tier 1 leverage ratio | 10.89% |
| Uninsured deposits (share of deposits) | 26.9% |
| Noncurrent loans (share of loans) | 1.61% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 79.2% |
| Real estate loans (share of loans) | 67.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $109.36M | 67.8% | |
| Commercial & industrial | $21.75M | 13.5% | |
| Consumer / individual | $6.26M | 3.9% | |
| Construction & development | $20.64M | 12.8% | |
| Agricultural | $26.02M | 16.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $209.78M | $189.84M | $862.00K | $18.28M |
| Jun 2023 | $219.61M | $189.21M | -$690.00K | $15.60M |
| Jun 2024 | $245.08M | $203.63M | $482.00K | $17.69M |
| Jun 2025 | $252.64M | $201.90M | $934.00K | $21.03M |
| Jun 2026 | $243.97M | $203.79M | $1.48M | $24.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $203.79M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $203.79M.
Similar-sized banks
Homeland Community Bank ($244.06M) · Taylor County Bank ($243.81M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement