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Stockman Bank Of Montana
Miles City, MT · FDIC Certificate #16191 · Chartered 01/0
Total assets
$7.75B
Total deposits
$6.21B
Total equity
$754.26M
Net loans
$5.15B
Branches (offices)
47
Net income (YTD)
$73.18M
Rank: #201 of 4,213 U.S. banks by assets · #3 of 35 in Montana. Assets changed 12.9% and deposits 11.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.91% |
| Return on equity | 19.71% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 9.74% |
| Tier 1 leverage ratio | 9.89% |
| Uninsured deposits (share of deposits) | 40.1% |
| Noncurrent loans (share of loans) | 0.60% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 82.9% |
| Real estate loans (share of loans) | 93.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.81B | 93.4% | |
| Commercial & industrial | $185.10M | 3.6% | |
| Consumer / individual | $50.48M | 1.0% | |
| Construction & development | $1.23B | 23.9% | |
| Agricultural | $172.83M | 3.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.89B | $5.00B | $46.12M | $455.38M |
| Jun 2023 | $6.04B | $4.96B | $32.51M | $486.70M |
| Jun 2024 | $6.39B | $5.10B | $43.46M | $576.78M |
| Jun 2025 | $6.86B | $5.60B | $54.85M | $673.34M |
| Jun 2026 | $7.75B | $6.21B | $73.18M | $754.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Montana | $6.21B | 47 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $6.21B.
Similar-sized banks
Bankers Trust Company ($7.83B) · Bangor Savings Bank ($7.74B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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