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Stoughton Co-Operative Bank
Stoughton, MA · FDIC Certificate #26513 · Chartered 01/0
Total assets
$135.15M
Total deposits
$117.07M
Total equity
$12.71M
Net loans
$107.17M
Branches (offices)
1
Net income (YTD)
$474.00K
Rank: #3,426 of 4,213 U.S. banks by assets · #87 of 89 in Massachusetts. Assets changed 2.8% and deposits 0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.70% |
| Return on equity | 7.57% |
| Net interest margin (YTD) | 2.92% |
| Equity to assets | 9.41% |
| Tier 1 leverage ratio | 10.00% |
| Uninsured deposits (share of deposits) | 13.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 91.5% |
| Real estate loans (share of loans) | 94.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $101.16M | 94.4% | |
| Commercial & industrial | $4.36M | 4.1% | |
| Consumer / individual | $2.38M | 2.2% | |
| Construction & development | $910.00K | 0.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $118.99M | $108.64M | $214.00K | $10.16M |
| Jun 2023 | $123.22M | $110.50M | $196.00K | $10.52M |
| Jun 2024 | $126.39M | $113.41M | $74.00K | $10.79M |
| Jun 2025 | $131.41M | $116.46M | $355.00K | $11.65M |
| Jun 2026 | $135.15M | $117.07M | $474.00K | $12.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $117.07M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $117.07M.
Similar-sized banks
Chillicothe State Bank ($135.18M) · The Miners State Bank ($134.80M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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