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Sunmark Community Bank
Perry, GA · FDIC Certificate #16825 · Chartered 08/2
Total assets
$556.59M
Total deposits
$467.48M
Total equity
$82.15M
Net loans
$396.20M
Branches (offices)
10
Net income (YTD)
$6.91M
Rank: #1,651 of 4,213 U.S. banks by assets · #33 of 123 in Georgia. Assets changed 42.9% and deposits 40.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.77% |
| Return on equity | 19.78% |
| Net interest margin (YTD) | 6.47% |
| Equity to assets | 14.76% |
| Tier 1 leverage ratio | 14.61% |
| Uninsured deposits (share of deposits) | 31.6% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 84.8% |
| Real estate loans (share of loans) | 89.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $352.90M | 89.1% | |
| Commercial & industrial | $42.78M | 10.8% | |
| Consumer / individual | $4.57M | 1.2% | |
| Construction & development | $68.83M | 17.4% | |
| Agricultural | $1.77M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $424.13M | $382.92M | $2.77M | $36.53M |
| Jun 2023 | $406.86M | $361.85M | $4.56M | $40.06M |
| Jun 2024 | $377.96M | $327.25M | $5.13M | $45.10M |
| Jun 2025 | $389.44M | $332.95M | $5.95M | $50.82M |
| Jun 2026 | $556.59M | $467.48M | $6.91M | $82.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $467.48M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $467.48M.
Similar-sized banks
Chickasaw Community Bank ($557.06M) · Mountain Valley Bank ($556.54M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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