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Sunrise Banks, National Association
Sioux Falls, SD · FDIC Certificate #18561 · Chartered 07/1
Total assets
$2.78B
Total deposits
$2.51B
Total equity
$255.24M
Net loans
$1.77B
Branches (offices)
5
Net income (YTD)
$4.78M
Rank: #463 of 4,213 U.S. banks by assets · #9 of 56 in South Dakota. Assets changed 9.1% and deposits 9.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.35% |
| Return on equity | 3.75% |
| Net interest margin (YTD) | 4.45% |
| Equity to assets | 9.18% |
| Tier 1 leverage ratio | 10.18% |
| Uninsured deposits (share of deposits) | 15.3% |
| Noncurrent loans (share of loans) | 1.34% |
| Net charge-offs (share of loans) | 1.09% |
| Loans to deposits | 70.6% |
| Real estate loans (share of loans) | 76.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.35B | 76.4% | |
| Commercial & industrial | $128.46M | 7.2% | |
| Consumer / individual | $293.24M | 16.5% | |
| Construction & development | $82.66M | 4.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.92B | $1.70B | $8.00M | $198.42M |
| Jun 2023 | $2.19B | $1.98B | $7.31M | $199.57M |
| Jun 2024 | $2.42B | $2.20B | $4.51M | $213.10M |
| Jun 2025 | $2.55B | $2.30B | $4.86M | $241.67M |
| Jun 2026 | $2.78B | $2.51B | $4.78M | $255.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $1.70B | 2 |
| Minnesota | $813.26M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.51B.
Similar-sized banks
Ion Bank ($2.78B) · Quad City Bank And Trust Company ($2.77B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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