Advertisement
Swedish-American State Bank
Courtland, KS · FDIC Certificate #12865 · Chartered 03/1
Total assets
$55.47M
Total deposits
$43.68M
Total equity
$6.94M
Net loans
$36.14M
Branches (offices)
1
Net income (YTD)
$507.00K
Rank: #4,004 of 4,213 U.S. banks by assets · #162 of 183 in Kansas. Assets changed 4.7% and deposits 4.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.83% |
| Return on equity | 14.50% |
| Net interest margin (YTD) | 4.46% |
| Equity to assets | 12.51% |
| Tier 1 leverage ratio | 13.75% |
| Uninsured deposits (share of deposits) | 15.7% |
| Noncurrent loans (share of loans) | 0.93% |
| Net charge-offs (share of loans) | -0.07% |
| Loans to deposits | 82.8% |
| Real estate loans (share of loans) | 43.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $15.59M | 43.1% | |
| Commercial & industrial | $6.43M | 17.8% | |
| Consumer / individual | $742.00K | 2.1% | |
| Construction & development | $158.00K | 0.4% | |
| Agricultural | $13.79M | 38.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $57.29M | $49.40M | $236.00K | $4.19M |
| Jun 2023 | $61.38M | $45.33M | $394.00K | $4.78M |
| Jun 2024 | $59.35M | $43.09M | $360.00K | $5.40M |
| Jun 2025 | $52.98M | $41.69M | $413.00K | $6.18M |
| Jun 2026 | $55.47M | $43.68M | $507.00K | $6.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $43.68M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $43.68M.
Similar-sized banks
The First State Bank Of Pond Creek, Oklahoma ($55.47M) · State National Bank ($55.13M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement