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Texas Bank And Trust Company
Longview, TX · FDIC Certificate #17842 · Chartered 03/0
Total assets
$4.34B
Total deposits
$3.75B
Total equity
$559.88M
Net loans
$3.39B
Branches (offices)
21
Net income (YTD)
$33.73M
Rank: #317 of 4,213 U.S. banks by assets · #25 of 346 in Texas. Assets changed -0.1% and deposits -1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.54% |
| Return on equity | 12.39% |
| Net interest margin (YTD) | 3.75% |
| Equity to assets | 12.90% |
| Tier 1 leverage ratio | 13.10% |
| Uninsured deposits (share of deposits) | 47.3% |
| Noncurrent loans (share of loans) | 0.61% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 90.4% |
| Real estate loans (share of loans) | 88.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.00B | 88.6% | |
| Commercial & industrial | $369.24M | 10.9% | |
| Consumer / individual | $24.61M | 0.7% | |
| Construction & development | $374.00M | 11.0% | |
| Agricultural | $2.13M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.01B | $3.60B | $24.41M | $380.36M |
| Jun 2023 | $4.32B | $3.47B | $25.26M | $414.36M |
| Jun 2024 | $4.30B | $3.69B | $21.39M | $448.87M |
| Jun 2025 | $4.34B | $3.79B | $25.44M | $497.03M |
| Jun 2026 | $4.34B | $3.75B | $33.73M | $559.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $3.75B | 21 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.75B.
Similar-sized banks
Sunwest Bank ($4.41B) · Primis Bank ($4.34B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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