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The Atlanta National Bank
Atlanta, IL · FDIC Certificate #3601 · Chartered 08/0
Total assets
$81.27M
Total deposits
$68.97M
Total equity
$8.66M
Net loans
$34.99M
Branches (offices)
3
Net income (YTD)
$226.00K
Rank: #3,824 of 4,213 U.S. banks by assets · #276 of 322 in Illinois. Assets changed 7.7% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.56% |
| Return on equity | 5.23% |
| Net interest margin (YTD) | 3.58% |
| Equity to assets | 10.65% |
| Tier 1 leverage ratio | 11.59% |
| Uninsured deposits (share of deposits) | 11.9% |
| Noncurrent loans (share of loans) | 1.00% |
| Net charge-offs (share of loans) | 0.60% |
| Loans to deposits | 50.7% |
| Real estate loans (share of loans) | 51.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $17.91M | 51.2% | |
| Commercial & industrial | $10.85M | 31.0% | |
| Consumer / individual | $2.23M | 6.4% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $3.52M | 10.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $71.56M | $64.22M | $234.00K | $7.15M |
| Jun 2023 | $69.37M | $61.07M | $103.00K | $7.06M |
| Jun 2024 | $71.61M | $62.25M | $72.00K | $7.44M |
| Jun 2025 | $75.46M | $65.12M | $200.00K | $8.19M |
| Jun 2026 | $81.27M | $68.97M | $226.00K | $8.66M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $68.97M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $68.97M.
Similar-sized banks
First Federal Savings And Loan Association ($81.30M) · Cerescobank ($81.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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