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The Bancorp Bank, National Association
Sioux Falls, SD · FDIC Certificate #35444 · Chartered 07/2
Total assets
$9.21B
Total deposits
$7.49B
Total equity
$881.89M
Net loans
$7.12B
Branches (offices)
1
Net income (YTD)
$139.30M
Rank: #176 of 4,213 U.S. banks by assets · #3 of 56 in South Dakota. Assets changed 4.3% and deposits -3.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.94% |
| Return on equity | 31.84% |
| Net interest margin (YTD) | 5.49% |
| Equity to assets | 9.58% |
| Tier 1 leverage ratio | 9.09% |
| Uninsured deposits (share of deposits) | 2.8% |
| Noncurrent loans (share of loans) | 1.33% |
| Net charge-offs (share of loans) | 1.51% |
| Loans to deposits | 95.1% |
| Real estate loans (share of loans) | 44.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.15B | 44.2% | |
| Commercial & industrial | $783.07M | 11.0% | |
| Consumer / individual | $2.58B | 36.3% | |
| Construction & development | $21.97M | 0.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $7.11B | $5.92B | $64.35M | $721.74M |
| Jun 2023 | $7.53B | $6.64B | $107.42M | $834.94M |
| Jun 2024 | $8.13B | $7.16B | $120.53M | $864.65M |
| Jun 2025 | $8.83B | $7.77B | $130.07M | $942.70M |
| Jun 2026 | $9.21B | $7.49B | $139.30M | $881.89M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Dakota | $7.49B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $7.49B.
Similar-sized banks
First American Trust, FSB ($9.23B) · Pinnacle Bank ($9.18B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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