Advertisement
The Bank Of Bourbonnais
Bourbonnais, IL · FDIC Certificate #21635 · Chartered 06/2
Total assets
$81.59M
Total deposits
$70.92M
Total equity
$9.70M
Net loans
$50.28M
Branches (offices)
1
Net income (YTD)
$257.00K
Rank: #3,820 of 4,213 U.S. banks by assets · #275 of 322 in Illinois. Assets changed 3.4% and deposits 3.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.65% |
| Return on equity | 5.35% |
| Net interest margin (YTD) | 3.58% |
| Equity to assets | 11.88% |
| Tier 1 leverage ratio | 11.85% |
| Uninsured deposits (share of deposits) | 21.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 70.9% |
| Real estate loans (share of loans) | 95.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $48.23M | 95.9% | |
| Commercial & industrial | $2.92M | 5.8% | |
| Consumer / individual | $81.00K | 0.2% | |
| Construction & development | $4.71M | 9.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $101.36M | $88.15M | $76.00K | $7.59M |
| Jun 2023 | $93.29M | $79.41M | $293.00K | $7.99M |
| Jun 2024 | $79.60M | $64.92M | $123.00K | $8.80M |
| Jun 2025 | $78.88M | $68.71M | $263.00K | $9.23M |
| Jun 2026 | $81.59M | $70.92M | $257.00K | $9.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $70.92M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $70.92M.
Similar-sized banks
Farmers State Bank Of Canton ($81.62M) · The Bank Of Commerce ($81.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement