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The Bank Of Forest
Forest, MS · FDIC Certificate #898 · Chartered 03/2
Total assets
$296.29M
Total deposits
$268.96M
Total equity
$25.64M
Net loans
$164.42M
Branches (offices)
3
Net income (YTD)
$2.05M
Rank: #2,489 of 4,213 U.S. banks by assets · #41 of 57 in Mississippi. Assets changed 11.7% and deposits 13.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.41% |
| Return on equity | 16.12% |
| Net interest margin (YTD) | 3.79% |
| Equity to assets | 8.66% |
| Tier 1 leverage ratio | 10.91% |
| Uninsured deposits (share of deposits) | 32.0% |
| Noncurrent loans (share of loans) | 1.30% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 61.1% |
| Real estate loans (share of loans) | 81.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $134.30M | 81.7% | |
| Commercial & industrial | $18.28M | 11.1% | |
| Consumer / individual | $9.48M | 5.8% | |
| Construction & development | $20.20M | 12.3% | |
| Agricultural | $2.97M | 1.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $230.73M | $210.76M | $1.17M | $17.84M |
| Jun 2023 | $246.64M | $216.50M | $974.00K | $18.16M |
| Jun 2024 | $263.36M | $225.01M | $1.01M | $20.07M |
| Jun 2025 | $265.20M | $236.21M | $1.06M | $21.45M |
| Jun 2026 | $296.29M | $268.96M | $2.05M | $25.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $268.96M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $268.96M.
Similar-sized banks
The Brattleboro Savings And Loan Association ($296.38M) · Rnb State Bank ($296.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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