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Banks · Missouri

The Bank Of Missouri

Perryville, MO · FDIC Certificate #1617 · Chartered 11/0

Total assets
$4.23B
Total deposits
$3.58B
Total equity
$496.12M
Net loans
$3.16B
Branches (offices)
32
Net income (YTD)
$19.57M
Rank: #325 of 4,213 U.S. banks by assets · #11 of 190 in Missouri. Assets changed 36.0% and deposits 41.8% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)0.93%
Return on equity8.10%
Net interest margin (YTD)3.37%
Equity to assets11.74%
Tier 1 leverage ratio9.63%
Uninsured deposits (share of deposits)25.3%
Noncurrent loans (share of loans)1.53%
Net charge-offs (share of loans)0.84%
Loans to deposits88.2%
Real estate loans (share of loans)60.8%

Loan mix

CategoryAmountShare
Real estate loans$1.92B
60.8%
Commercial & industrial$1.05B
33.1%
Consumer / individual$89.20M
2.8%
Construction & development$287.74M
9.1%
Agricultural$66.26M
2.1%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$2.83B$2.44B$18.47M$306.27M
Jun 2023$2.89B$2.22B$11.60M$322.26M
Jun 2024$3.05B$2.53B$9.03M$307.81M
Jun 2025$3.11B$2.53B$39.03M$337.27M
Jun 2026$4.23B$3.58B$19.57M$496.12M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Missouri$3.58B32

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.58B.

Similar-sized banks

Inwood National Bank ($4.26B) · Bessemer Trust Company, National Association ($4.16B)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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