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The Bank Of Old Monroe
Old Monroe, MO · FDIC Certificate #1655 · Chartered 09/1
Total assets
$994.59M
Total deposits
$916.64M
Total equity
$70.39M
Net loans
$657.53M
Branches (offices)
5
Net income (YTD)
$7.95M
Rank: #1,048 of 4,213 U.S. banks by assets · #37 of 190 in Missouri. Assets changed 11.2% and deposits 9.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 23.45% |
| Net interest margin (YTD) | 3.66% |
| Equity to assets | 7.08% |
| Tier 1 leverage ratio | 10.55% |
| Uninsured deposits (share of deposits) | 21.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 71.7% |
| Real estate loans (share of loans) | 84.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $557.06M | 84.7% | |
| Commercial & industrial | $93.95M | 14.3% | |
| Consumer / individual | $2.60M | 0.4% | |
| Construction & development | $235.80M | 35.9% | |
| Agricultural | $6.41M | 1.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $595.00M | $554.05M | $5.95M | $21.98M |
| Jun 2023 | $637.30M | $597.14M | $7.06M | $26.77M |
| Jun 2024 | $808.73M | $749.89M | $8.02M | $44.14M |
| Jun 2025 | $894.51M | $835.54M | $9.90M | $50.52M |
| Jun 2026 | $994.59M | $916.64M | $7.95M | $70.39M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $916.64M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $916.64M.
Similar-sized banks
Hcn Bank ($998.43M) · First Federal Community Bank, National Association ($994.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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