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The Bendena State Bank
Bendena, KS · FDIC Certificate #17410 · Chartered 01/0
Total assets
$131.51M
Total deposits
$114.74M
Total equity
$12.88M
Net loans
$85.81M
Branches (offices)
3
Net income (YTD)
$1.08M
Rank: #3,453 of 4,213 U.S. banks by assets · #120 of 183 in Kansas. Assets changed 21.3% and deposits 22.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.64% |
| Return on equity | 17.14% |
| Net interest margin (YTD) | 4.02% |
| Equity to assets | 9.79% |
| Tier 1 leverage ratio | 9.96% |
| Uninsured deposits (share of deposits) | 30.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 74.8% |
| Real estate loans (share of loans) | 56.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $48.67M | 56.7% | |
| Commercial & industrial | $6.76M | 7.9% | |
| Consumer / individual | $2.90M | 3.4% | |
| Construction & development | $1.27M | 1.5% | |
| Agricultural | $27.70M | 32.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $100.55M | $93.25M | $563.00K | $5.68M |
| Jun 2023 | $102.81M | $92.89M | $615.00K | $6.17M |
| Jun 2024 | $107.21M | $89.72M | $751.00K | $7.50M |
| Jun 2025 | $108.41M | $93.59M | $926.00K | $9.16M |
| Jun 2026 | $131.51M | $114.74M | $1.08M | $12.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $114.74M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $114.74M.
Similar-sized banks
Fidelity Federal Savings And Loan Association Of Delaware ($131.55M) · Home Savings And Loan Association Of Carroll County, F.A. ($131.40M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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