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The Camden National Bank
Camden, ME · FDIC Certificate #4255 · Chartered 01/0
Total assets
$6.94B
Total deposits
$5.59B
Total equity
$749.88M
Net loans
$4.97B
Branches (offices)
72
Net income (YTD)
$46.80M
Rank: #223 of 4,213 U.S. banks by assets · #2 of 22 in Maine. Assets changed 0.5% and deposits 0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.35% |
| Return on equity | 12.70% |
| Net interest margin (YTD) | 3.37% |
| Equity to assets | 10.80% |
| Tier 1 leverage ratio | 9.12% |
| Uninsured deposits (share of deposits) | 24.1% |
| Noncurrent loans (share of loans) | 0.24% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 88.9% |
| Real estate loans (share of loans) | 92.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.61B | 92.7% | |
| Commercial & industrial | $312.94M | 6.3% | |
| Consumer / individual | $20.74M | 0.4% | |
| Construction & development | $194.22M | 3.9% | |
| Agricultural | $16.78M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.45B | $4.56B | $33.09M | $461.00M |
| Jun 2023 | $5.73B | $4.73B | $26.43M | $478.69M |
| Jun 2024 | $5.71B | $4.55B | $26.50M | $521.50M |
| Jun 2025 | $6.90B | $5.55B | $23.54M | $687.54M |
| Jun 2026 | $6.94B | $5.59B | $46.80M | $749.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $4.61B | 56 |
| New Hampshire | $983.75M | 16 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.59B.
Similar-sized banks
Community Trust Bank, Inc. ($6.95B) · Old Second National Bank ($6.86B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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