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The Campbell & Fetter Bank
Kendallville, IN · FDIC Certificate #16757 · Chartered 01/0
Total assets
$355.00M
Total deposits
$285.60M
Total equity
$35.85M
Net loans
$236.43M
Branches (offices)
8
Net income (YTD)
$1.47M
Rank: #2,231 of 4,213 U.S. banks by assets · #56 of 87 in Indiana. Assets changed 3.4% and deposits 15.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.83% |
| Return on equity | 8.24% |
| Net interest margin (YTD) | 3.29% |
| Equity to assets | 10.10% |
| Tier 1 leverage ratio | 10.00% |
| Uninsured deposits (share of deposits) | 22.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 82.8% |
| Real estate loans (share of loans) | 89.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $211.48M | 89.4% | |
| Commercial & industrial | $13.11M | 5.5% | |
| Consumer / individual | $12.79M | 5.4% | |
| Construction & development | $3.44M | 1.5% | |
| Agricultural | $185.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $368.93M | $296.64M | $908.00K | $27.22M |
| Jun 2023 | $339.70M | $270.42M | $537.00K | $27.84M |
| Jun 2024 | $338.57M | $250.48M | $483.00K | $30.03M |
| Jun 2025 | $343.19M | $246.55M | $1.07M | $34.47M |
| Jun 2026 | $355.00M | $285.60M | $1.47M | $35.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $285.60M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $285.60M.
Similar-sized banks
Harvest Bank ($355.12M) · Sooner State Bank ($354.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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