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The Casey County Bank, Inc.
Liberty, KY · FDIC Certificate #15708 · Chartered 12/2
Total assets
$508.41M
Total deposits
$365.62M
Total equity
$37.65M
Net loans
$226.40M
Branches (offices)
5
Net income (YTD)
$3.07M
Rank: #1,763 of 4,213 U.S. banks by assets · #37 of 120 in Kentucky. Assets changed 18.5% and deposits 24.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.29% |
| Return on equity | 16.69% |
| Net interest margin (YTD) | 3.51% |
| Equity to assets | 7.41% |
| Tier 1 leverage ratio | 8.30% |
| Uninsured deposits (share of deposits) | 29.3% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 61.9% |
| Real estate loans (share of loans) | 72.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $164.80M | 72.8% | |
| Commercial & industrial | $38.22M | 16.9% | |
| Consumer / individual | $20.10M | 8.9% | |
| Construction & development | $5.15M | 2.3% | |
| Agricultural | $5.82M | 2.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $324.58M | $263.68M | $1.87M | $22.17M |
| Jun 2023 | $376.28M | $282.00M | $2.21M | $23.13M |
| Jun 2024 | $391.07M | $290.73M | $2.10M | $27.33M |
| Jun 2025 | $428.98M | $293.09M | $2.10M | $31.71M |
| Jun 2026 | $508.41M | $365.62M | $3.07M | $37.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $365.62M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $365.62M.
Similar-sized banks
First State Bank And Trust ($509.62M) · Eagle Rock Bank ($508.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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