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The Citizens Bank Of Weston
Weston, WV · FDIC Certificate #19674 · Chartered 12/2
Total assets
$302.74M
Total deposits
$267.16M
Total equity
$32.14M
Net loans
$214.83M
Branches (offices)
2
Net income (YTD)
$2.42M
Rank: #2,455 of 4,213 U.S. banks by assets · #21 of 41 in West Virginia. Assets changed 4.0% and deposits 6.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 15.37% |
| Net interest margin (YTD) | 4.25% |
| Equity to assets | 10.62% |
| Tier 1 leverage ratio | 10.91% |
| Uninsured deposits (share of deposits) | 17.9% |
| Noncurrent loans (share of loans) | 1.09% |
| Net charge-offs (share of loans) | 0.27% |
| Loans to deposits | 80.4% |
| Real estate loans (share of loans) | 80.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $173.00M | 80.5% | |
| Commercial & industrial | $32.34M | 15.1% | |
| Consumer / individual | $9.53M | 4.4% | |
| Construction & development | $8.12M | 3.8% | |
| Agricultural | $917.00K | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $239.08M | $213.84M | $1.34M | $21.93M |
| Jun 2023 | $246.12M | $204.22M | $2.00M | $22.99M |
| Jun 2024 | $274.13M | $219.84M | $1.77M | $26.11M |
| Jun 2025 | $290.98M | $251.51M | $2.17M | $29.43M |
| Jun 2026 | $302.74M | $267.16M | $2.42M | $32.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| West Virginia | $267.16M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $267.16M.
Similar-sized banks
Sjn Bank Of Kansas ($302.91M) · Valor Bank ($302.59M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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