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The Citizens State Bank
Marysville, KS · FDIC Certificate #14269 · Chartered 01/1
Total assets
$442.40M
Total deposits
$381.24M
Total equity
$34.56M
Net loans
$340.81M
Branches (offices)
4
Net income (YTD)
$4.59M
Rank: #1,940 of 4,213 U.S. banks by assets · #50 of 183 in Kansas. Assets changed 6.0% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.11% |
| Return on equity | 26.83% |
| Net interest margin (YTD) | 3.81% |
| Equity to assets | 7.81% |
| Tier 1 leverage ratio | 9.76% |
| Uninsured deposits (share of deposits) | 29.0% |
| Noncurrent loans (share of loans) | 1.28% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 89.4% |
| Real estate loans (share of loans) | 54.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $186.12M | 54.6% | |
| Commercial & industrial | $38.42M | 11.3% | |
| Consumer / individual | $3.49M | 1.0% | |
| Construction & development | $4.65M | 1.4% | |
| Agricultural | $91.95M | 27.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $382.70M | $318.10M | $3.35M | $28.75M |
| Jun 2023 | $373.01M | $319.63M | $4.04M | $27.36M |
| Jun 2024 | $397.46M | $328.35M | $4.20M | $29.10M |
| Jun 2025 | $417.20M | $348.00M | $4.88M | $31.18M |
| Jun 2026 | $442.40M | $381.24M | $4.59M | $34.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $381.24M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $381.24M.
Similar-sized banks
Honor Bank ($442.75M) · Community State Bank ($441.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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