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The City National Bank And Trust Company Of Lawton, Oklahoma
Lawton, OK · FDIC Certificate #4132 · Chartered 03/2
Total assets
$446.24M
Total deposits
$373.94M
Total equity
$58.90M
Net loans
$296.10M
Branches (offices)
39
Net income (YTD)
$3.66M
Rank: #1,921 of 4,213 U.S. banks by assets · #61 of 168 in Oklahoma. Assets changed -0.5% and deposits 0.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.66% |
| Return on equity | 12.56% |
| Net interest margin (YTD) | 4.08% |
| Equity to assets | 13.20% |
| Tier 1 leverage ratio | 13.87% |
| Uninsured deposits (share of deposits) | 21.6% |
| Noncurrent loans (share of loans) | 0.45% |
| Net charge-offs (share of loans) | 0.61% |
| Loans to deposits | 79.2% |
| Real estate loans (share of loans) | 93.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $276.76M | 93.5% | |
| Commercial & industrial | $8.06M | 2.7% | |
| Consumer / individual | $6.21M | 2.1% | |
| Construction & development | $33.55M | 11.3% | |
| Agricultural | $106.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $418.68M | $350.15M | $4.01M | $48.76M |
| Jun 2023 | $452.38M | $381.68M | $4.14M | $48.96M |
| Jun 2024 | $441.06M | $369.83M | $3.33M | $53.74M |
| Jun 2025 | $448.47M | $373.31M | $3.14M | $58.19M |
| Jun 2026 | $446.24M | $373.94M | $3.66M | $58.90M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $369.30M | 37 |
| Kansas | $4.64M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $373.94M.
Similar-sized banks
Lexicon Bank ($446.24M) · Star Bank ($445.78M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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