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The City National Bank Of Metropolis
Metropolis, IL · FDIC Certificate #3814 · Chartered 07/0
Total assets
$444.36M
Total deposits
$343.89M
Total equity
$47.48M
Net loans
$244.90M
Branches (offices)
2
Net income (YTD)
$1.67M
Rank: #1,930 of 4,213 U.S. banks by assets · #112 of 322 in Illinois. Assets changed 0.6% and deposits -1.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.75% |
| Return on equity | 7.05% |
| Net interest margin (YTD) | 2.98% |
| Equity to assets | 10.68% |
| Tier 1 leverage ratio | 13.78% |
| Uninsured deposits (share of deposits) | 29.3% |
| Noncurrent loans (share of loans) | 1.68% |
| Net charge-offs (share of loans) | 0.19% |
| Loans to deposits | 71.2% |
| Real estate loans (share of loans) | 84.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $207.36M | 84.7% | |
| Commercial & industrial | $16.18M | 6.6% | |
| Consumer / individual | $12.43M | 5.1% | |
| Construction & development | $12.09M | 4.9% | |
| Agricultural | $11.80M | 4.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $455.86M | $376.67M | $1.52M | $38.81M |
| Jun 2023 | $442.75M | $356.36M | $1.27M | $37.15M |
| Jun 2024 | $439.83M | $349.50M | $1.39M | $40.24M |
| Jun 2025 | $441.89M | $350.19M | $1.69M | $42.17M |
| Jun 2026 | $444.36M | $343.89M | $1.67M | $47.48M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $343.89M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $343.89M.
Similar-sized banks
The National Grand Bank Of Marblehead ($444.85M) · First Jackson Bank, Inc. ($444.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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