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The City National Bank Of Taylor
Taylor, TX · FDIC Certificate #5548 · Chartered 01/0
Total assets
$250.35M
Total deposits
$220.78M
Total equity
$28.52M
Net loans
$148.59M
Branches (offices)
1
Net income (YTD)
$1.55M
Rank: #2,713 of 4,213 U.S. banks by assets · #235 of 346 in Texas. Assets changed 5.5% and deposits 5.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.26% |
| Return on equity | 10.94% |
| Net interest margin (YTD) | 4.08% |
| Equity to assets | 11.39% |
| Tier 1 leverage ratio | 12.90% |
| Uninsured deposits (share of deposits) | 25.1% |
| Noncurrent loans (share of loans) | 0.38% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 67.3% |
| Real estate loans (share of loans) | 96.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $142.71M | 96.0% | |
| Commercial & industrial | $5.12M | 3.4% | |
| Consumer / individual | $1.22M | 0.8% | |
| Construction & development | $10.84M | 7.3% | |
| Agricultural | $1.09M | 0.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $292.42M | $274.31M | $1.81M | $17.16M |
| Jun 2023 | $256.09M | $234.94M | $2.85M | $20.34M |
| Jun 2024 | $240.22M | $214.97M | $132.00K | $24.27M |
| Jun 2025 | $237.41M | $209.03M | $1.93M | $27.38M |
| Jun 2026 | $250.35M | $220.78M | $1.55M | $28.52M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $220.78M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $220.78M.
Similar-sized banks
Citizens Bank ($250.35M) · Community Bank Of Marshall ($250.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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