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The City State Bank
Fort Scott, KS · FDIC Certificate #17607 · Chartered 08/0
Total assets
$57.65M
Total deposits
$52.74M
Total equity
$4.71M
Net loans
$38.16M
Branches (offices)
2
Net income (YTD)
$453.00K
Rank: #3,980 of 4,213 U.S. banks by assets · #160 of 183 in Kansas. Assets changed 6.4% and deposits 6.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 19.63% |
| Net interest margin (YTD) | 4.16% |
| Equity to assets | 8.17% |
| Tier 1 leverage ratio | 8.92% |
| Uninsured deposits (share of deposits) | 7.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 72.4% |
| Real estate loans (share of loans) | 74.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $28.54M | 74.8% | |
| Commercial & industrial | $2.35M | 6.2% | |
| Consumer / individual | $1.65M | 4.3% | |
| Construction & development | $294.00K | 0.8% | |
| Agricultural | $4.01M | 10.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $54.50M | $51.18M | $284.00K | $3.20M |
| Jun 2023 | $52.84M | $49.19M | $310.00K | $3.49M |
| Jun 2024 | $52.63M | $47.21M | $296.00K | $3.73M |
| Jun 2025 | $54.21M | $49.67M | $333.00K | $4.26M |
| Jun 2026 | $57.65M | $52.74M | $453.00K | $4.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $52.74M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $52.74M.
Similar-sized banks
Pinnacle Bank, Inc. ($57.89M) · The Farmers State Bank Of Blue Mound ($57.63M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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