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The Delaware National Bank Of Delhi
Delhi, NY · FDIC Certificate #7025 · Chartered 01/0
Total assets
$384.12M
Total deposits
$348.59M
Total equity
$30.83M
Net loans
$266.47M
Branches (offices)
4
Net income (YTD)
$1.55M
Rank: #2,130 of 4,213 U.S. banks by assets · #83 of 115 in New York. Assets changed 3.2% and deposits 3.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.80% |
| Return on equity | 9.96% |
| Net interest margin (YTD) | 2.63% |
| Equity to assets | 8.03% |
| Tier 1 leverage ratio | 9.61% |
| Uninsured deposits (share of deposits) | 32.3% |
| Noncurrent loans (share of loans) | 0.60% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 76.4% |
| Real estate loans (share of loans) | 95.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $254.30M | 95.4% | |
| Commercial & industrial | $9.43M | 3.5% | |
| Consumer / individual | $3.08M | 1.2% | |
| Construction & development | $509.00K | 0.2% | |
| Agricultural | $965.00K | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $391.19M | $355.41M | $1.24M | $27.84M |
| Jun 2023 | $372.34M | $337.13M | $1.14M | $27.14M |
| Jun 2024 | $362.84M | $330.61M | $816.00K | $27.61M |
| Jun 2025 | $372.33M | $338.26M | $1.06M | $29.55M |
| Jun 2026 | $384.12M | $348.59M | $1.55M | $30.83M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $348.59M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $348.59M.
Similar-sized banks
The Libertyville Savings Bank ($384.13M) · Citizens Bank & Trust Company ($383.40M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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